Call reports 2011
FIRST UNITED NATIONAL BANK — 2011
What FIRST UNITED NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 242,916,000 | 242,315,000 | 245,894,000 | 243,759,000 |
| Total loans | 147,634,000 | 148,943,000 | 149,765,000 | 150,330,000 |
| Allowance for loan losses | 1,656,000 | 1,670,000 | 1,679,000 | 1,678,000 |
| Securities available for sale | 53,720,000 | 51,643,000 | 53,645,000 | 52,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,562,000 | 222,723,000 | 223,900,000 | 223,973,000 |
| Interest-bearing deposits | 180,375,000 | 182,388,000 | 179,480,000 | 179,113,000 |
| Noninterest-bearing deposits | 43,187,000 | 40,335,000 | 44,420,000 | 44,860,000 |
| Equity capital | 18,671,000 | 19,138,000 | 19,538,000 | 19,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,517,000 | 5,027,000 | 7,543,000 | 10,042,000 |
| Interest expense | 545,000 | 1,066,000 | 1,569,000 | 2,068,000 |
| Net interest income | 1,972,000 | 3,961,000 | 5,974,000 | 7,974,000 |
| Noninterest income | 195,000 | 406,000 | 611,000 | 805,000 |
| Noninterest expense | 1,301,000 | 2,550,000 | 3,800,000 | 5,116,000 |
| Provision for loan losses | 80,000 | 140,000 | 185,000 | 230,000 |
| Pretax income | 786,000 | 1,684,000 | 2,610,000 | 3,445,000 |
| Income tax | 214,000 | 462,000 | 719,000 | 949,000 |
| Net income | 572,000 | 1,222,000 | 1,891,000 | 2,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,195,000 | 18,566,000 | 18,955,000 | 19,054,000 |
| Total capital | 19,637,000 | 20,017,000 | 20,406,000 | 20,507,000 |
| Risk-weighted assets | 120,421,000 | 120,917,000 | 121,347,000 | 121,102,000 |