Call reports 2010
FIRST UNITED NATIONAL BANK — 2010
What FIRST UNITED NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 237,564,000 | 237,623,000 | 236,841,000 | 249,020,000 |
| Total loans | 145,252,000 | 147,330,000 | 148,606,000 | 148,252,000 |
| Allowance for loan losses | 1,397,000 | 1,482,000 | 1,547,000 | 1,615,000 |
| Securities available for sale | 55,285,000 | 52,050,000 | 49,625,000 | 50,111,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,036,000 | 219,132,000 | 217,968,000 | 230,207,000 |
| Interest-bearing deposits | 183,583,000 | 182,923,000 | 180,874,000 | 186,147,000 |
| Noninterest-bearing deposits | 35,453,000 | 36,209,000 | 37,094,000 | 44,060,000 |
| Equity capital | 17,765,000 | 18,081,000 | 18,470,000 | 18,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,684,000 | 5,387,000 | 8,041,000 | 10,693,000 |
| Interest expense | 771,000 | 1,477,000 | 2,129,000 | 2,727,000 |
| Net interest income | 1,913,000 | 3,910,000 | 5,912,000 | 7,966,000 |
| Noninterest income | 201,000 | 402,000 | 611,000 | 813,000 |
| Noninterest expense | 1,239,000 | 2,479,000 | 3,748,000 | 5,013,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 787,000 | 1,659,000 | 2,514,000 | 3,418,000 |
| Income tax | 198,000 | 432,000 | 664,000 | 914,000 |
| Net income | 589,000 | 1,227,000 | 1,850,000 | 2,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,188,000 | 17,421,000 | 17,750,000 | 17,902,000 |
| Total capital | 18,585,000 | 18,867,000 | 19,196,000 | 19,346,000 |
| Risk-weighted assets | 121,475,000 | 121,300,000 | 121,236,000 | 120,571,000 |