Call reports 2009
FIRST UNITED NATIONAL BANK — 2009
What FIRST UNITED NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 224,004,000 | 224,785,000 | 222,360,000 | 230,218,000 |
| Total loans | 142,028,000 | 140,462,000 | 140,965,000 | 143,383,000 |
| Allowance for loan losses | 1,282,000 | 1,330,000 | 1,333,000 | 1,410,000 |
| Securities available for sale | 51,766,000 | 58,986,000 | 55,160,000 | 52,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,061,000 | 206,860,000 | 204,165,000 | 211,963,000 |
| Interest-bearing deposits | 171,414,000 | 173,957,000 | 170,609,000 | 176,527,000 |
| Noninterest-bearing deposits | 34,647,000 | 32,903,000 | 33,556,000 | 35,436,000 |
| Equity capital | 16,986,000 | 17,062,000 | 17,630,000 | 17,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,859,000 | 5,645,000 | 8,412,000 | 11,159,000 |
| Interest expense | 1,096,000 | 2,149,000 | 3,072,000 | 3,907,000 |
| Net interest income | 1,763,000 | 3,496,000 | 5,340,000 | 7,252,000 |
| Noninterest income | 198,000 | 412,000 | 636,000 | 849,000 |
| Noninterest expense | 1,180,000 | 2,436,000 | 3,713,000 | 4,954,000 |
| Provision for loan losses | 45,000 | 105,000 | 165,000 | 278,000 |
| Pretax income | 742,000 | 1,382,000 | 2,118,000 | 2,891,000 |
| Income tax | 182,000 | 327,000 | 506,000 | 705,000 |
| Net income | 560,000 | 1,055,000 | 1,612,000 | 2,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,403,000 | 16,593,000 | 16,870,000 | 16,879,000 |
| Total capital | 17,685,000 | 17,923,000 | 18,203,000 | 18,289,000 |
| Risk-weighted assets | 118,639,000 | 120,670,000 | 120,352,000 | 122,798,000 |