Call reports 2002
FIRST UNITED NATIONAL BANK — 2002
What FIRST UNITED NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 141,319,000 | 144,160,000 | 151,226,000 | 147,458,000 |
| Total loans | 97,228,000 | 98,003,000 | 100,363,000 | 102,172,000 |
| Allowance for loan losses | 927,000 | 929,000 | 932,000 | 975,000 |
| Securities available for sale | 31,231,000 | 34,933,000 | 32,841,000 | 34,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,692,000 | 131,200,000 | 137,508,000 | 132,504,000 |
| Interest-bearing deposits | 107,717,000 | 109,317,000 | 114,363,000 | 110,487,000 |
| Noninterest-bearing deposits | 20,975,000 | 21,883,000 | 23,145,000 | 22,017,000 |
| Equity capital | 11,757,000 | 12,362,000 | 12,907,000 | 13,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,230,000 | 4,487,000 | 6,703,000 | 8,936,000 |
| Interest expense | 905,000 | 1,767,000 | 2,596,000 | 3,405,000 |
| Net interest income | 1,325,000 | 2,720,000 | 4,107,000 | 5,531,000 |
| Noninterest income | 159,000 | 315,000 | 485,000 | 662,000 |
| Noninterest expense | 873,000 | 1,793,000 | 2,732,000 | 3,723,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 85,000 |
| Pretax income | 596,000 | 1,212,000 | 1,815,000 | 2,385,000 |
| Income tax | 150,000 | 316,000 | 473,000 | 595,000 |
| Net income | 446,000 | 896,000 | 1,342,000 | 1,790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,150,000 | 11,520,000 | 11,866,000 | 12,146,000 |
| Total capital | 12,077,000 | 12,449,000 | 12,798,000 | 13,121,000 |
| Risk-weighted assets | 81,195,000 | 82,133,000 | 85,770,000 | 87,399,000 |