Call reports 2001
FIRST UNITED NATIONAL BANK — 2001
What FIRST UNITED NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 133,541,000 | 135,092,000 | 136,515,000 | 137,732,000 |
| Total loans | 95,985,000 | 96,666,000 | 97,284,000 | 97,589,000 |
| Allowance for loan losses | 884,000 | 860,000 | 873,000 | 917,000 |
| Securities available for sale | 29,837,000 | 28,416,000 | 28,287,000 | 28,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,714,000 | 123,009,000 | 123,940,000 | 125,641,000 |
| Interest-bearing deposits | 101,781,000 | 103,340,000 | 103,797,000 | 104,760,000 |
| Noninterest-bearing deposits | 18,933,000 | 19,669,000 | 20,143,000 | 20,881,000 |
| Equity capital | 11,060,000 | 11,187,000 | 11,645,000 | 11,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,429,000 | 4,849,000 | 7,195,000 | 9,511,000 |
| Interest expense | 1,191,000 | 2,339,000 | 3,431,000 | 4,411,000 |
| Net interest income | 1,238,000 | 2,510,000 | 3,764,000 | 5,100,000 |
| Noninterest income | 153,000 | 303,000 | 445,000 | 589,000 |
| Noninterest expense | 852,000 | 1,703,000 | 2,563,000 | 3,498,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 105,000 |
| Pretax income | 524,000 | 1,080,000 | 1,601,000 | 2,086,000 |
| Income tax | 127,000 | 266,000 | 381,000 | 493,000 |
| Net income | 397,000 | 814,000 | 1,220,000 | 1,593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,178,000 | 10,347,000 | 10,665,000 | 10,867,000 |
| Total capital | 11,063,000 | 11,212,000 | 11,538,000 | 11,784,000 |
| Risk-weighted assets | 78,446,000 | 79,270,000 | 80,728,000 | 81,629,000 |