Call reports 2004
SECURITY BANK — 2004
What SECURITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 154,285,000 | 161,249,000 | 162,512,000 | 166,925,000 |
| Total loans | 106,285,000 | 113,920,000 | 117,517,000 | 119,770,000 |
| Allowance for loan losses | 1,108,000 | 1,228,000 | 1,250,000 | 1,220,000 |
| Securities available for sale | 31,253,000 | 33,676,000 | 30,699,000 | 32,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,279,000 | 135,160,000 | 137,914,000 | 141,377,000 |
| Interest-bearing deposits | 100,742,000 | 102,725,000 | 104,277,000 | 103,361,000 |
| Noninterest-bearing deposits | 29,537,000 | 32,436,000 | 33,637,000 | 38,016,000 |
| Equity capital | 12,602,000 | 12,092,000 | 12,784,000 | 12,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,257,000 | 4,484,000 | 6,819,000 | 9,240,000 |
| Interest expense | 492,000 | 972,000 | 1,456,000 | 1,959,000 |
| Net interest income | 1,765,000 | 3,512,000 | 5,363,000 | 7,281,000 |
| Noninterest income | 534,000 | 1,033,000 | 1,566,000 | 2,069,000 |
| Noninterest expense | 1,756,000 | 3,484,000 | 5,263,000 | 7,132,000 |
| Provision for loan losses | 318,000 | 515,000 | 643,000 | 756,000 |
| Pretax income | 229,000 | 550,000 | 1,008,000 | 1,450,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 229,000 | 550,000 | 1,008,000 | 1,450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,235,000 | 12,322,000 | 12,470,000 | 12,607,000 |
| Total capital | 13,343,000 | 13,550,000 | 13,720,000 | 13,827,000 |
| Risk-weighted assets | 116,616,000 | 124,011,000 | 126,497,000 | 130,144,000 |