Call reports 2006
CYPRESS COQUINA BANK — 2006
What CYPRESS COQUINA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 309,406,000 | 322,589,000 | 302,433,000 | 310,266,000 |
| Total loans | 204,091,000 | 198,142,000 | 205,127,000 | 218,684,000 |
| Allowance for loan losses | 2,609,000 | 2,632,000 | 2,637,000 | 2,668,000 |
| Securities available for sale | 26,301,000 | 24,589,000 | 23,656,000 | 22,689,000 |
| Securities held to maturity | 13,373,000 | 16,768,000 | 19,012,000 | 18,142,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,280,000 | 265,268,000 | 243,768,000 | 234,988,000 |
| Interest-bearing deposits | 196,700,000 | 208,400,000 | 191,924,000 | 184,895,000 |
| Noninterest-bearing deposits | 57,580,000 | 56,868,000 | 51,844,000 | 50,093,000 |
| Equity capital | 47,750,000 | 48,436,000 | 49,464,000 | 50,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,412,000 | 9,092,000 | 13,823,000 | 18,716,000 |
| Interest expense | 1,153,000 | 2,554,000 | 4,124,000 | 5,752,000 |
| Net interest income | 3,259,000 | 6,538,000 | 9,699,000 | 12,964,000 |
| Noninterest income | 268,000 | 551,000 | 832,000 | 1,128,000 |
| Noninterest expense | 1,629,000 | 3,294,000 | 4,912,000 | 6,443,000 |
| Provision for loan losses | 20,000 | 20,000 | 30,000 | 60,000 |
| Pretax income | 1,878,000 | 3,775,000 | 5,589,000 | 7,589,000 |
| Income tax | 705,000 | 1,420,000 | 2,099,000 | 2,852,000 |
| Net income | 1,173,000 | 2,355,000 | 3,490,000 | 4,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,772,000 | 25,752,000 | 26,608,000 | 27,223,000 |
| Total capital | 27,381,000 | 28,384,000 | 29,245,000 | 29,891,000 |
| Risk-weighted assets | 231,089,000 | 231,707,000 | 241,024,000 | 253,404,000 |