Call reports 2002
CYPRESS COQUINA BANK — 2002
What CYPRESS COQUINA BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 87,629,000 | 90,812,000 | 93,361,000 | 95,062,000 |
| Total loans | 46,611,000 | 48,479,000 | 52,149,000 | 55,418,000 |
| Allowance for loan losses | 610,000 | 638,000 | 755,000 | 783,000 |
| Securities available for sale | 18,708,000 | 18,266,000 | 14,564,000 | 15,837,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,079,000 | 80,541,000 | 83,760,000 | 85,562,000 |
| Interest-bearing deposits | 69,251,000 | 69,894,000 | 70,540,000 | 75,128,000 |
| Noninterest-bearing deposits | 9,827,000 | 10,647,000 | 13,220,000 | 10,434,000 |
| Equity capital | 7,360,000 | 7,735,000 | 7,904,000 | 8,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,125,000 | 2,253,000 | 3,395,000 | 4,455,000 |
| Interest expense | 310,000 | 610,000 | 897,000 | 1,147,000 |
| Net interest income | 815,000 | 1,643,000 | 2,498,000 | 3,308,000 |
| Noninterest income | 81,000 | 164,000 | 258,000 | 354,000 |
| Noninterest expense | 554,000 | 1,117,000 | 1,723,000 | 2,312,000 |
| Provision for loan losses | 50,000 | 82,000 | 198,000 | 226,000 |
| Pretax income | 298,000 | 614,000 | 841,000 | 1,130,000 |
| Income tax | 113,000 | 235,000 | 321,000 | 408,000 |
| Net income | 185,000 | 379,000 | 520,000 | 722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,371,000 | 7,564,000 | 7,706,000 | 7,909,000 |
| Total capital | 7,981,000 | 8,202,000 | 8,461,000 | 8,692,000 |
| Risk-weighted assets | 55,734,000 | 60,196,000 | 63,708,000 | 66,676,000 |