Call reports 2001
CYPRESS COQUINA BANK — 2001
What CYPRESS COQUINA BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 68,802,000 | 74,805,000 | 80,630,000 | 79,490,000 |
| Total loans | 24,142,000 | 27,361,000 | 33,879,000 | 41,979,000 |
| Allowance for loan losses | 314,000 | 359,000 | 445,000 | 560,000 |
| Securities available for sale | 25,316,000 | 27,820,000 | 27,583,000 | 26,837,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,198,000 | 67,084,000 | 71,781,000 | 71,300,000 |
| Interest-bearing deposits | 55,361,000 | 60,788,000 | 64,697,000 | 63,175,000 |
| Noninterest-bearing deposits | 5,837,000 | 6,296,000 | 7,084,000 | 8,125,000 |
| Equity capital | 7,128,000 | 7,146,000 | 7,413,000 | 7,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,057,000 | 2,218,000 | 3,426,000 | 4,640,000 |
| Interest expense | 537,000 | 1,056,000 | 1,551,000 | 1,930,000 |
| Net interest income | 520,000 | 1,162,000 | 1,875,000 | 2,710,000 |
| Noninterest income | 40,000 | 83,000 | 127,000 | 185,000 |
| Noninterest expense | 456,000 | 939,000 | 1,425,000 | 1,956,000 |
| Provision for loan losses | 50,000 | 95,000 | 181,000 | 296,000 |
| Pretax income | 54,000 | 243,000 | 428,000 | 675,000 |
| Income tax | 20,000 | 91,000 | 160,000 | 253,000 |
| Net income | 34,000 | 152,000 | 268,000 | 422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,531,000 | 6,722,000 | 7,031,000 | 7,186,000 |
| Total capital | 6,845,000 | 7,081,000 | 7,476,000 | 7,746,000 |
| Risk-weighted assets | 34,969,000 | 38,887,000 | 45,311,000 | 52,612,000 |