Call reports 2003
FIRST STATE BANK OF HEYWORTH — 2003
What FIRST STATE BANK OF HEYWORTH reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 |
|---|---|
| Total assets | 22,709,000 |
| Total loans | 8,795,000 |
| Allowance for loan losses | 86,000 |
| Securities available for sale | 11,646,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 19,543,000 |
| Interest-bearing deposits | 16,421,000 |
| Noninterest-bearing deposits | 3,122,000 |
| Equity capital | 2,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 |
|---|---|
| Interest income | 261,000 |
| Interest expense | 71,000 |
| Net interest income | 190,000 |
| Noninterest income | 39,000 |
| Noninterest expense | 132,000 |
| Provision for loan losses | 0 |
| Pretax income | 129,000 |
| Income tax | 0 |
| Net income | 129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 |
|---|---|
| Tier 1 capital | 1,981,000 |
| Total capital | 2,067,000 |
| Risk-weighted assets | 8,875,000 |