Call reports 2002
FIRST STATE BANK OF HEYWORTH — 2002
What FIRST STATE BANK OF HEYWORTH reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 21,686,000 | 22,014,000 | 23,427,000 | 23,753,000 |
| Total loans | 9,378,000 | 9,713,000 | 9,712,000 | 9,029,000 |
| Allowance for loan losses | 90,000 | 87,000 | 87,000 | 86,000 |
| Securities available for sale | 9,991,000 | 9,836,000 | 9,383,000 | 12,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,438,000 | 19,993,000 | 21,301,000 | 21,263,000 |
| Interest-bearing deposits | 16,248,000 | 16,816,000 | 18,385,000 | 18,390,000 |
| Noninterest-bearing deposits | 3,190,000 | 3,177,000 | 2,916,000 | 2,873,000 |
| Equity capital | 1,802,000 | 1,922,000 | 2,023,000 | 2,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 285,000 | 565,000 | 835,000 | 1,111,000 |
| Interest expense | 100,000 | 196,000 | 285,000 | 369,000 |
| Net interest income | 185,000 | 369,000 | 550,000 | 742,000 |
| Noninterest income | 34,000 | 67,000 | 114,000 | 162,000 |
| Noninterest expense | 125,000 | 246,000 | 383,000 | 521,000 |
| Provision for loan losses | 5,000 | 7,000 | 7,000 | 7,000 |
| Pretax income | 89,000 | 183,000 | 282,000 | 384,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 89,000 | 183,000 | 282,000 | 384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,774,000 | 1,807,000 | 1,874,000 | 1,942,000 |
| Total capital | 1,864,000 | 1,894,000 | 1,961,000 | 2,028,000 |
| Risk-weighted assets | 8,669,000 | 8,956,000 | 9,553,000 | 9,061,000 |