Call reports 2001
FIRST STATE BANK OF HEYWORTH — 2001
What FIRST STATE BANK OF HEYWORTH reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 18,151,000 | 21,819,000 | 21,083,000 | 22,257,000 |
| Total loans | 9,986,000 | 9,743,000 | 9,455,000 | 8,905,000 |
| Allowance for loan losses | 96,000 | 98,000 | 97,000 | 97,000 |
| Securities available for sale | 5,520,000 | 6,268,000 | 7,621,000 | 10,030,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,338,000 | 20,002,000 | 19,139,000 | 20,366,000 |
| Interest-bearing deposits | 13,265,000 | 17,012,000 | 16,168,000 | 17,065,000 |
| Noninterest-bearing deposits | 3,073,000 | 2,990,000 | 2,971,000 | 3,301,000 |
| Equity capital | 1,693,000 | 1,697,000 | 1,819,000 | 1,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 318,000 | 626,000 | 946,000 | 1,243,000 |
| Interest expense | 134,000 | 256,000 | 400,000 | 518,000 |
| Net interest income | 184,000 | 370,000 | 546,000 | 725,000 |
| Noninterest income | 30,000 | 65,000 | 102,000 | 134,000 |
| Noninterest expense | 119,000 | 247,000 | 372,000 | 501,000 |
| Provision for loan losses | 1,000 | 3,000 | 4,000 | 6,000 |
| Pretax income | 94,000 | 185,000 | 272,000 | 352,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 94,000 | 185,000 | 272,000 | 352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,597,000 | 1,604,000 | 1,658,000 | 1,715,000 |
| Total capital | 1,693,000 | 1,702,000 | 1,755,000 | 1,812,000 |
| Risk-weighted assets | 8,214,000 | 8,685,000 | 8,482,000 | 8,378,000 |