Call reports 2026
NORTH CENTRAL BANK — 2026
What NORTH CENTRAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 163,598,000 | 165,914,000 |
| Total loans | 88,427,000 | 85,940,000 |
| Allowance for loan losses | 1,286,000 | 1,257,000 |
| Securities available for sale | 49,707,000 | 48,232,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 142,635,000 | 144,671,000 |
| Interest-bearing deposits | 121,895,000 | 124,188,000 |
| Noninterest-bearing deposits | 20,740,000 | 20,483,000 |
| Equity capital | 19,442,000 | 19,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,850,000 | 3,738,000 |
| Interest expense | 511,000 | 1,008,000 |
| Net interest income | 1,339,000 | 2,730,000 |
| Noninterest income | 254,000 | 516,000 |
| Noninterest expense | 1,180,000 | 2,149,000 |
| Provision for loan losses | 0 | -30,000 |
| Pretax income | 413,000 | 1,097,000 |
| Income tax | 8,000 | 15,000 |
| Net income | 405,000 | 1,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 19,571,000 | 20,042,000 |