Call reports 2017
NORTH CENTRAL BANK — 2017
What NORTH CENTRAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 125,963,000 | 132,166,000 | 127,806,000 | 124,389,000 |
| Total loans | 60,395,000 | 61,982,000 | 62,625,000 | 63,104,000 |
| Allowance for loan losses | 1,314,000 | 1,256,000 | 1,270,000 | 1,271,000 |
| Securities available for sale | 52,079,000 | 53,021,000 | 52,321,000 | 48,690,000 |
| Securities held to maturity | 1,567,000 | 1,563,000 | 1,558,000 | 976,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,283,000 | 111,000,000 | 105,818,000 | 101,084,000 |
| Interest-bearing deposits | 91,960,000 | 98,055,000 | 92,480,000 | 87,003,000 |
| Noninterest-bearing deposits | 13,323,000 | 12,945,000 | 13,338,000 | 14,081,000 |
| Equity capital | 16,066,000 | 16,651,000 | 16,463,000 | 16,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,031,000 | 2,080,000 | 3,152,000 | 4,205,000 |
| Interest expense | 114,000 | 227,000 | 341,000 | 456,000 |
| Net interest income | 917,000 | 1,853,000 | 2,811,000 | 3,749,000 |
| Noninterest income | 127,000 | 274,000 | 456,000 | 650,000 |
| Noninterest expense | 879,000 | 1,747,000 | 2,513,000 | 3,162,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 166,000 | 381,000 | 755,000 | 1,275,000 |
| Income tax | 5,000 | 9,000 | 14,000 | 17,000 |
| Net income | 161,000 | 372,000 | 741,000 | 1,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,104,000 | 14,213,000 | 14,087,000 | 14,156,000 |
| Total capital | 15,001,000 | 15,140,000 | 15,021,000 | 15,096,000 |
| Risk-weighted assets | 71,359,000 | 73,814,000 | 74,427,000 | 74,898,000 |