Call reports 2001
NORTH CENTRAL BANK — 2001
What NORTH CENTRAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 88,008,000 | 91,145,000 | 91,013,000 | 92,727,000 |
| Total loans | 42,912,000 | 42,583,000 | 43,183,000 | 42,288,000 |
| Allowance for loan losses | 612,000 | 641,000 | 672,000 | 695,000 |
| Securities available for sale | 37,135,000 | 37,352,000 | 37,406,000 | 38,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,279,000 | 74,448,000 | 74,014,000 | 77,551,000 |
| Interest-bearing deposits | 65,970,000 | 68,637,000 | 68,549,000 | 72,003,000 |
| Noninterest-bearing deposits | 5,309,000 | 5,811,000 | 5,465,000 | 5,548,000 |
| Equity capital | 10,039,000 | 10,163,000 | 10,584,000 | 10,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,494,000 | 2,962,000 | 4,419,000 | 5,827,000 |
| Interest expense | 892,000 | 1,792,000 | 2,685,000 | 3,501,000 |
| Net interest income | 602,000 | 1,170,000 | 1,734,000 | 2,326,000 |
| Noninterest income | 95,000 | 185,000 | 285,000 | 456,000 |
| Noninterest expense | 409,000 | 834,000 | 1,295,000 | 1,735,000 |
| Provision for loan losses | 15,000 | 83,000 | 107,000 | 131,000 |
| Pretax income | 297,000 | 490,000 | 676,000 | 990,000 |
| Income tax | 71,000 | 96,000 | 96,000 | 169,000 |
| Net income | 226,000 | 394,000 | 580,000 | 821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,048,000 | 7,246,000 | 7,461,000 | 7,452,000 |
| Total capital | 7,555,000 | 7,759,000 | 7,983,000 | 7,973,000 |
| Risk-weighted assets | 40,488,000 | 40,899,000 | 41,585,000 | 41,474,000 |