Call reports 2025
FIRST US BANK — 2025
What FIRST US BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,126,636,000 | 1,143,261,000 | 1,147,104,000 | 1,155,121,000 |
| Total loans | 848,335,000 | 871,431,000 | 867,520,000 | 853,018,000 |
| Allowance for loan losses | 10,405,000 | 11,388,000 | 10,700,000 | 10,704,000 |
| Securities available for sale | 161,314,000 | 156,576,000 | 163,969,000 | 168,075,000 |
| Securities held to maturity | 632,000 | 561,000 | 524,000 | 465,000 |
| Trading assets | 15,000 | 6,000 | 1,000 | 106,000 |
| Total deposits | 965,165,000 | 990,460,000 | 1,007,508,000 | 1,034,675,000 |
| Interest-bearing deposits | 807,711,000 | 835,458,000 | 846,531,000 | 874,153,000 |
| Noninterest-bearing deposits | 157,454,000 | 155,002,000 | 160,977,000 | 160,522,000 |
| Equity capital | 108,526,000 | 108,623,000 | 109,555,000 | 109,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 14,017,000 | 28,872,000 | 44,153,000 | 59,415,000 |
| Interest expense | 5,006,000 | 10,270,000 | 15,774,000 | 21,499,000 |
| Net interest income | 9,011,000 | 18,602,000 | 28,379,000 | 37,916,000 |
| Noninterest income | 624,000 | 1,232,000 | 1,814,000 | 2,516,000 |
| Noninterest expense | 6,304,000 | 13,109,000 | 19,922,000 | 26,576,000 |
| Provision for loan losses | 490,000 | 3,165,000 | 3,815,000 | 4,002,000 |
| Pretax income | 2,805,000 | 3,482,000 | 6,473,000 | 9,838,000 |
| Income tax | 630,000 | 747,000 | 1,431,000 | 2,358,000 |
| Net income | 2,175,000 | 2,735,000 | 5,042,000 | 7,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,735,000 | 103,241,000 | 103,527,000 | 102,952,000 |
| Total capital | 114,554,000 | 115,085,000 | 114,599,000 | 114,062,000 |
| Risk-weighted assets | 936,509,000 | 965,013,000 | 961,674,000 | 946,319,000 |