Call reports 2023
FIRST US BANK — 2023
What FIRST US BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,026,551,000 | 1,067,674,000 | 1,064,706,000 | 1,072,824,000 |
| Total loans | 775,889,000 | 814,494,000 | 815,300,000 | 821,791,000 |
| Allowance for loan losses | 11,599,000 | 11,536,000 | 11,380,000 | 10,507,000 |
| Securities available for sale | 127,007,000 | 122,933,000 | 126,551,000 | 135,565,000 |
| Securities held to maturity | 1,682,000 | 1,471,000 | 1,272,000 | 1,104,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 900,586,000 | 935,909,000 | 929,953,000 | 952,047,000 |
| Interest-bearing deposits | 743,224,000 | 772,094,000 | 769,386,000 | 796,599,000 |
| Noninterest-bearing deposits | 157,362,000 | 163,815,000 | 160,567,000 | 155,448,000 |
| Equity capital | 92,814,000 | 93,586,000 | 95,046,000 | 99,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 11,959,000 | 24,959,000 | 38,861,000 | 52,806,000 |
| Interest expense | 2,412,000 | 5,973,000 | 10,276,000 | 14,999,000 |
| Net interest income | 9,547,000 | 18,986,000 | 28,585,000 | 37,807,000 |
| Noninterest income | 567,000 | 1,122,000 | 1,712,000 | 2,369,000 |
| Noninterest expense | 6,710,000 | 13,265,000 | 20,062,000 | 26,920,000 |
| Provision for loan losses | 269,000 | 479,000 | 538,000 | 42,000 |
| Pretax income | 3,135,000 | 6,274,000 | 9,482,000 | 12,937,000 |
| Income tax | 738,000 | 1,479,000 | 2,225,000 | 3,090,000 |
| Net income | 2,397,000 | 4,795,000 | 7,257,000 | 9,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,782,000 | 94,516,000 | 96,311,000 | 98,220,000 |
| Total capital | 103,193,000 | 105,307,000 | 107,458,000 | 109,296,000 |
| Risk-weighted assets | 831,405,000 | 862,207,000 | 891,030,000 | 902,566,000 |