Call reports 2020
FIRST US BANK — 2020
What FIRST US BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 788,223,000 | 845,402,000 | 852,610,000 | 890,407,000 |
| Total loans | 545,639,000 | 572,485,000 | 634,789,000 | 645,844,000 |
| Allowance for loan losses | 5,954,000 | 6,423,000 | 7,184,000 | 7,470,000 |
| Securities available for sale | 96,541,000 | 94,658,000 | 85,682,000 | 84,994,000 |
| Securities held to maturity | 13,538,000 | 9,306,000 | 7,723,000 | 6,429,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 683,075,000 | 738,616,000 | 745,708,000 | 782,630,000 |
| Interest-bearing deposits | 566,405,000 | 584,626,000 | 592,394,000 | 630,277,000 |
| Noninterest-bearing deposits | 116,670,000 | 153,990,000 | 153,314,000 | 152,353,000 |
| Equity capital | 83,680,000 | 84,718,000 | 85,096,000 | 86,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,397,000 | 20,177,000 | 30,173,000 | 40,377,000 |
| Interest expense | 1,511,000 | 2,668,000 | 3,699,000 | 4,611,000 |
| Net interest income | 8,886,000 | 17,509,000 | 26,474,000 | 35,766,000 |
| Noninterest income | 924,000 | 1,592,000 | 2,599,000 | 3,701,000 |
| Noninterest expense | 7,823,000 | 15,642,000 | 23,712,000 | 32,009,000 |
| Provision for loan losses | 580,000 | 1,431,000 | 2,476,000 | 2,945,000 |
| Pretax income | 1,407,000 | 2,353,000 | 3,211,000 | 4,839,000 |
| Income tax | 326,000 | 534,000 | 735,000 | 1,087,000 |
| Net income | 1,081,000 | 1,819,000 | 2,476,000 | 3,752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,892,000 | 75,561,000 | 76,193,000 | 77,510,000 |
| Total capital | 80,846,000 | 81,984,000 | 83,377,000 | 84,980,000 |
| Risk-weighted assets | 563,995,000 | 588,291,000 | 650,871,000 | 657,845,000 |