Call reports 2019
FIRST US BANK — 2019
What FIRST US BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 794,948,000 | 776,779,000 | 771,563,000 | 788,490,000 |
| Total loans | 507,684,000 | 516,603,000 | 550,104,000 | 551,005,000 |
| Allowance for loan losses | 4,923,000 | 5,087,000 | 5,585,000 | 5,762,000 |
| Securities available for sale | 127,186,000 | 117,961,000 | 96,550,000 | 94,015,000 |
| Securities held to maturity | 20,839,000 | 18,687,000 | 17,759,000 | 14,340,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 703,415,000 | 682,833,000 | 677,677,000 | 684,136,000 |
| Interest-bearing deposits | 661,453,000 | 570,162,000 | 563,210,000 | 570,932,000 |
| Noninterest-bearing deposits | 41,962,000 | 112,671,000 | 114,467,000 | 113,204,000 |
| Equity capital | 81,236,000 | 83,436,000 | 83,460,000 | 84,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,813,000 | 21,736,000 | 32,763,000 | 43,588,000 |
| Interest expense | 1,640,000 | 3,330,000 | 5,009,000 | 6,646,000 |
| Net interest income | 9,173,000 | 18,406,000 | 27,754,000 | 36,942,000 |
| Noninterest income | 1,259,000 | 2,125,000 | 3,281,000 | 4,391,000 |
| Noninterest expense | 8,201,000 | 15,947,000 | 23,992,000 | 31,725,000 |
| Provision for loan losses | 401,000 | 1,115,000 | 1,998,000 | 2,714,000 |
| Pretax income | 1,843,000 | 3,491,000 | 5,112,000 | 6,986,000 |
| Income tax | 406,000 | 778,000 | 1,054,000 | 1,496,000 |
| Net income | 1,437,000 | 2,713,000 | 4,058,000 | 5,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,689,000 | 72,945,000 | 73,640,000 | 74,375,000 |
| Total capital | 76,612,000 | 78,032,000 | 79,225,000 | 80,137,000 |
| Risk-weighted assets | 559,495,000 | 567,241,000 | 581,756,000 | 582,040,000 |