Call reports 2018
FIRST US BANK — 2018
What FIRST US BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 627,157,000 | 633,873,000 | 802,434,000 | 791,612,000 |
| Total loans | 358,634,000 | 360,481,000 | 524,938,000 | 519,923,000 |
| Allowance for loan losses | 4,829,000 | 4,952,000 | 5,116,000 | 5,055,000 |
| Securities available for sale | 156,642,000 | 141,421,000 | 137,258,000 | 132,487,000 |
| Securities held to maturity | 25,300,000 | 24,319,000 | 22,238,000 | 21,462,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 525,775,000 | 531,851,000 | 715,972,000 | 704,990,000 |
| Interest-bearing deposits | 436,831,000 | 450,399,000 | 605,837,000 | 595,676,000 |
| Noninterest-bearing deposits | 88,944,000 | 81,452,000 | 110,135,000 | 109,314,000 |
| Equity capital | 74,969,000 | 75,155,000 | 77,156,000 | 79,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,119,000 | 16,509,000 | 25,961,000 | 37,138,000 |
| Interest expense | 805,000 | 1,693,000 | 2,817,000 | 4,350,000 |
| Net interest income | 7,314,000 | 14,816,000 | 23,144,000 | 32,788,000 |
| Noninterest income | 1,123,000 | 1,864,000 | 3,949,000 | 5,580,000 |
| Noninterest expense | 7,003,000 | 13,919,000 | 22,783,000 | 31,409,000 |
| Provision for loan losses | 658,000 | 1,361,000 | 2,149,000 | 2,622,000 |
| Pretax income | 776,000 | 1,502,000 | 2,263,000 | 4,454,000 |
| Income tax | 141,000 | 283,000 | 611,000 | 1,134,000 |
| Net income | 635,000 | 1,219,000 | 1,652,000 | 3,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,325,000 | 74,918,000 | 68,414,000 | 70,177,000 |
| Total capital | 79,154,000 | 79,870,000 | 73,531,000 | 75,232,000 |
| Risk-weighted assets | 409,780,000 | 405,360,000 | 557,193,000 | 555,799,000 |