Call reports 2016
FIRST US BANK — 2016
What FIRST US BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 575,291,000 | 601,461,000 | 600,025,000 | 606,605,000 |
| Total loans | 267,350,000 | 302,491,000 | 320,790,000 | 327,628,000 |
| Allowance for loan losses | 3,375,000 | 3,591,000 | 3,668,000 | 4,856,000 |
| Securities available for sale | 199,488,000 | 179,613,000 | 181,251,000 | 181,910,000 |
| Securities held to maturity | 31,978,000 | 33,552,000 | 28,315,000 | 25,904,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 485,623,000 | 495,699,000 | 493,978,000 | 497,782,000 |
| Interest-bearing deposits | 406,322,000 | 421,874,000 | 412,116,000 | 421,561,000 |
| Noninterest-bearing deposits | 79,301,000 | 73,825,000 | 81,862,000 | 76,221,000 |
| Equity capital | 77,336,000 | 78,131,000 | 78,411,000 | 75,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,196,000 | 14,674,000 | 22,434,000 | 30,153,000 |
| Interest expense | 535,000 | 1,096,000 | 1,683,000 | 2,270,000 |
| Net interest income | 6,661,000 | 13,578,000 | 20,751,000 | 27,883,000 |
| Noninterest income | 864,000 | 1,786,000 | 2,934,000 | 3,833,000 |
| Noninterest expense | 6,628,000 | 13,401,000 | 20,329,000 | 26,642,000 |
| Provision for loan losses | 167,000 | 703,000 | 1,383,000 | 3,197,000 |
| Pretax income | 730,000 | 1,655,000 | 2,621,000 | 2,525,000 |
| Income tax | 207,000 | 461,000 | 710,000 | 557,000 |
| Net income | 523,000 | 1,194,000 | 1,911,000 | 1,967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,949,000 | 72,691,000 | 73,565,000 | 73,433,000 |
| Total capital | 75,324,000 | 76,282,000 | 77,233,000 | 78,279,000 |
| Risk-weighted assets | 332,211,000 | 369,759,000 | 375,545,000 | 386,283,000 |