Call reports 2015
FIRST US BANK — 2015
What FIRST US BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 564,853,000 | 560,415,000 | 548,306,000 | 575,534,000 |
| Total loans | 244,619,000 | 250,001,000 | 242,060,000 | 259,213,000 |
| Allowance for loan losses | 5,401,000 | 5,008,000 | 4,345,000 | 3,781,000 |
| Securities available for sale | 209,790,000 | 202,247,000 | 204,719,000 | 198,842,000 |
| Securities held to maturity | 40,074,000 | 43,929,000 | 34,290,000 | 32,359,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 475,327,000 | 471,212,000 | 463,358,000 | 479,408,000 |
| Interest-bearing deposits | 406,221,000 | 403,590,000 | 396,172,000 | 409,350,000 |
| Noninterest-bearing deposits | 69,106,000 | 67,622,000 | 67,186,000 | 70,058,000 |
| Equity capital | 76,425,000 | 76,048,000 | 76,504,000 | 76,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,321,000 | 15,055,000 | 22,384,000 | 29,896,000 |
| Interest expense | 614,000 | 1,179,000 | 1,740,000 | 2,289,000 |
| Net interest income | 6,707,000 | 13,876,000 | 20,644,000 | 27,607,000 |
| Noninterest income | 830,000 | 1,496,000 | 2,329,000 | 3,193,000 |
| Noninterest expense | 6,485,000 | 12,960,000 | 19,669,000 | 26,323,000 |
| Provision for loan losses | -166,000 | -121,000 | -199,000 | 216,000 |
| Pretax income | 1,495,000 | 2,892,000 | 3,862,000 | 4,620,000 |
| Income tax | 457,000 | 875,000 | 1,156,000 | 1,318,000 |
| Net income | 1,038,000 | 2,017,000 | 2,706,000 | 3,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,767,000 | 72,038,000 | 71,803,000 | 71,887,000 |
| Total capital | 75,511,000 | 75,879,000 | 75,616,000 | 75,668,000 |
| Risk-weighted assets | 297,939,000 | 306,135,000 | 302,257,000 | 324,018,000 |