Call reports 2014
FIRST US BANK — 2014
What FIRST US BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 575,716,000 | 570,692,000 | 562,741,000 | 572,609,000 |
| Total loans | 285,283,000 | 279,758,000 | 272,586,000 | 265,684,000 |
| Allowance for loan losses | 8,566,000 | 7,672,000 | 7,416,000 | 6,168,000 |
| Securities available for sale | 150,840,000 | 169,110,000 | 179,346,000 | 204,966,000 |
| Securities held to maturity | 39,066,000 | 40,835,000 | 36,524,000 | 29,120,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 490,244,000 | 483,372,000 | 474,614,000 | 483,723,000 |
| Interest-bearing deposits | 421,622,000 | 416,454,000 | 410,885,000 | 416,574,000 |
| Noninterest-bearing deposits | 68,622,000 | 66,918,000 | 63,729,000 | 67,149,000 |
| Equity capital | 71,890,000 | 73,736,000 | 74,348,000 | 75,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,846,000 | 15,776,000 | 23,674,000 | 31,360,000 |
| Interest expense | 645,000 | 1,269,000 | 1,917,000 | 2,553,000 |
| Net interest income | 7,201,000 | 14,507,000 | 21,757,000 | 28,807,000 |
| Noninterest income | 997,000 | 2,194,000 | 3,247,000 | 4,140,000 |
| Noninterest expense | 6,697,000 | 13,524,000 | 20,573,000 | 27,363,000 |
| Provision for loan losses | 414,000 | 150,000 | 95,000 | -74,000 |
| Pretax income | 1,179,000 | 3,119,000 | 4,428,000 | 5,750,000 |
| Income tax | 276,000 | 884,000 | 1,297,000 | 1,829,000 |
| Net income | 903,000 | 2,235,000 | 3,131,000 | 3,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,982,000 | 63,782,000 | 64,314,000 | 65,908,000 |
| Total capital | 66,001,000 | 67,770,000 | 68,242,000 | 69,765,000 |
| Risk-weighted assets | 316,991,000 | 315,322,000 | 310,802,000 | 306,288,000 |