Call reports 2013
FIRST US BANK — 2013
What FIRST US BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 564,639,000 | 555,706,000 | 560,002,000 | 569,801,000 |
| Total loans | 337,800,000 | 323,642,000 | 314,060,000 | 310,324,000 |
| Allowance for loan losses | 16,793,000 | 11,634,000 | 9,282,000 | 9,396,000 |
| Securities available for sale | 92,397,000 | 102,621,000 | 121,744,000 | 135,754,000 |
| Securities held to maturity | 26,166,000 | 35,105,000 | 35,108,000 | 35,049,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 486,863,000 | 478,128,000 | 476,073,000 | 484,352,000 |
| Interest-bearing deposits | 424,912,000 | 415,797,000 | 410,775,000 | 419,847,000 |
| Noninterest-bearing deposits | 61,951,000 | 62,330,000 | 65,298,000 | 64,505,000 |
| Equity capital | 69,507,000 | 69,603,000 | 69,860,000 | 70,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 8,594,000 | 17,027,000 | 25,296,000 | 33,636,000 |
| Interest expense | 789,000 | 1,527,000 | 2,228,000 | 2,905,000 |
| Net interest income | 7,805,000 | 15,500,000 | 23,068,000 | 30,731,000 |
| Noninterest income | 844,000 | 1,563,000 | 2,416,000 | 1,949,000 |
| Noninterest expense | 6,835,000 | 13,416,000 | 20,251,000 | 27,558,000 |
| Provision for loan losses | 506,000 | 559,000 | 799,000 | -642,000 |
| Pretax income | 1,308,000 | 3,088,000 | 4,434,000 | 5,764,000 |
| Income tax | 344,000 | 856,000 | 1,206,000 | 1,509,000 |
| Net income | 964,000 | 2,232,000 | 3,228,000 | 4,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,995,000 | 63,240,000 | 64,729,000 | 61,019,000 |
| Total capital | 64,587,000 | 67,742,000 | 69,086,000 | 65,304,000 |
| Risk-weighted assets | 355,135,000 | 353,034,000 | 343,670,000 | 337,654,000 |