Call reports 2012
FIRST US BANK — 2012
What FIRST US BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 617,423,000 | 603,285,000 | 584,322,000 | 567,133,000 |
| Total loans | 386,620,000 | 375,565,000 | 364,618,000 | 356,678,000 |
| Allowance for loan losses | 20,771,000 | 20,154,000 | 19,886,000 | 19,278,000 |
| Securities available for sale | 113,647,000 | 107,457,000 | 102,572,000 | 92,614,000 |
| Securities held to maturity | 5,161,000 | 5,163,000 | 12,191,000 | 21,136,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 533,894,000 | 527,454,000 | 506,795,000 | 489,117,000 |
| Interest-bearing deposits | 472,712,000 | 466,449,000 | 446,148,000 | 431,287,000 |
| Noninterest-bearing deposits | 61,182,000 | 61,005,000 | 60,647,000 | 57,830,000 |
| Equity capital | 65,203,000 | 67,058,000 | 68,449,000 | 69,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 10,011,000 | 19,758,000 | 29,086,000 | 38,753,000 |
| Interest expense | 1,460,000 | 2,637,000 | 3,668,000 | 4,556,000 |
| Net interest income | 8,551,000 | 17,121,000 | 25,418,000 | 34,197,000 |
| Noninterest income | -1,819,000 | -837,000 | -399,000 | 408,000 |
| Noninterest expense | 6,640,000 | 13,658,000 | 20,116,000 | 26,945,000 |
| Provision for loan losses | 2,215,000 | 2,683,000 | 3,175,000 | 4,338,000 |
| Pretax income | -2,123,000 | -57,000 | 1,728,000 | 3,323,000 |
| Income tax | -982,000 | -360,000 | 157,000 | 745,000 |
| Net income | -1,141,000 | 303,000 | 1,571,000 | 2,578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,885,000 | 58,726,000 | 59,454,000 | 59,553,000 |
| Total capital | 62,098,000 | 63,775,000 | 64,419,000 | 64,422,000 |
| Risk-weighted assets | 401,435,000 | 388,829,000 | 382,292,000 | 375,099,000 |