Call reports 2011
FIRST US BANK — 2011
What FIRST US BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 638,183,000 | 631,525,000 | 637,642,000 | 621,810,000 |
| Total loans | 404,447,000 | 409,662,000 | 397,648,000 | 403,352,000 |
| Allowance for loan losses | 20,010,000 | 19,010,000 | 15,261,000 | 22,267,000 |
| Securities available for sale | 132,918,000 | 135,979,000 | 139,978,000 | 122,170,000 |
| Securities held to maturity | 1,210,000 | 1,210,000 | 1,170,000 | 1,170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 520,532,000 | 524,943,000 | 531,455,000 | 527,364,000 |
| Interest-bearing deposits | 459,774,000 | 463,607,000 | 470,643,000 | 467,954,000 |
| Noninterest-bearing deposits | 60,758,000 | 61,336,000 | 60,812,000 | 59,410,000 |
| Equity capital | 75,617,000 | 76,957,000 | 76,647,000 | 66,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 10,442,000 | 21,050,000 | 31,748,000 | 42,342,000 |
| Interest expense | 1,866,000 | 3,646,000 | 5,373,000 | 7,019,000 |
| Net interest income | 8,576,000 | 17,404,000 | 26,375,000 | 35,323,000 |
| Noninterest income | 365,000 | 1,436,000 | -377,000 | -2,143,000 |
| Noninterest expense | 6,491,000 | 13,790,000 | 20,857,000 | 30,514,000 |
| Provision for loan losses | 1,305,000 | 2,914,000 | 5,176,000 | 18,802,000 |
| Pretax income | 1,145,000 | 2,537,000 | 366,000 | -13,665,000 |
| Income tax | 207,000 | 568,000 | -411,000 | -5,958,000 |
| Net income | 938,000 | 1,970,000 | 778,000 | -7,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,298,000 | 69,570,000 | 67,140,000 | 57,805,000 |
| Total capital | 73,011,000 | 75,228,000 | 72,634,000 | 63,251,000 |
| Risk-weighted assets | 442,787,000 | 439,283,000 | 429,760,000 | 418,863,000 |