Call reports 2009
FIRST US BANK — 2009
What FIRST US BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 676,947,000 | 684,233,000 | 694,078,000 | 690,611,000 |
| Total loans | 406,364,000 | 408,304,000 | 405,738,000 | 412,508,000 |
| Allowance for loan losses | 8,729,000 | 8,376,000 | 7,992,000 | 10,004,000 |
| Securities available for sale | 179,923,000 | 179,723,000 | 192,672,000 | 194,580,000 |
| Securities held to maturity | 0 | 0 | 1,250,000 | 1,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 495,784,000 | 501,015,000 | 500,240,000 | 513,339,000 |
| Interest-bearing deposits | 435,330,000 | 441,759,000 | 442,653,000 | 456,935,000 |
| Noninterest-bearing deposits | 60,454,000 | 59,256,000 | 57,587,000 | 56,404,000 |
| Equity capital | 79,182,000 | 80,883,000 | 82,783,000 | 81,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 11,970,000 | 23,906,000 | 35,709,000 | 47,462,000 |
| Interest expense | 3,570,000 | 7,018,000 | 10,308,000 | 13,200,000 |
| Net interest income | 8,400,000 | 16,888,000 | 25,401,000 | 34,262,000 |
| Noninterest income | 1,233,000 | 5,199,000 | 6,374,000 | 7,744,000 |
| Noninterest expense | 5,893,000 | 12,488,000 | 19,372,000 | 26,486,000 |
| Provision for loan losses | 1,909,000 | 3,368,000 | 4,857,000 | 9,101,000 |
| Pretax income | 1,831,000 | 6,237,000 | 7,583,000 | 6,470,000 |
| Income tax | 471,000 | 1,911,000 | 2,166,000 | 1,565,000 |
| Net income | 1,360,000 | 4,326,000 | 5,417,000 | 5,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,801,000 | 75,015,000 | 74,243,000 | 72,977,000 |
| Total capital | 78,484,000 | 80,771,000 | 79,962,000 | 78,829,000 |
| Risk-weighted assets | 451,729,000 | 457,866,000 | 455,208,000 | 463,996,000 |