Call reports 2008
FIRST US BANK — 2008
What FIRST US BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 672,083,000 | 668,218,000 | 669,036,000 | 666,837,000 |
| Total loans | 427,178,000 | 406,551,000 | 407,379,000 | 408,015,000 |
| Allowance for loan losses | 7,816,000 | 7,846,000 | 7,916,000 | 8,532,000 |
| Securities available for sale | 161,156,000 | 172,203,000 | 172,246,000 | 184,003,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 482,801,000 | 487,602,000 | 488,284,000 | 485,296,000 |
| Interest-bearing deposits | 418,534,000 | 421,336,000 | 423,764,000 | 428,271,000 |
| Noninterest-bearing deposits | 64,267,000 | 66,266,000 | 64,520,000 | 57,025,000 |
| Equity capital | 80,013,000 | 77,668,000 | 78,082,000 | 78,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 13,522,000 | 26,554,000 | 39,384,000 | 52,092,000 |
| Interest expense | 4,750,000 | 9,053,000 | 13,042,000 | 16,912,000 |
| Net interest income | 8,772,000 | 17,501,000 | 26,342,000 | 35,180,000 |
| Noninterest income | 1,272,000 | 2,936,000 | 4,602,000 | 6,348,000 |
| Noninterest expense | 5,802,000 | 11,800,000 | 18,124,000 | 24,812,000 |
| Provision for loan losses | 1,360,000 | 3,540,000 | 5,467,000 | 8,901,000 |
| Pretax income | 2,882,000 | 5,097,000 | 7,225,000 | 7,834,000 |
| Income tax | 869,000 | 1,505,000 | 2,159,000 | 2,123,000 |
| Net income | 2,013,000 | 3,592,000 | 5,066,000 | 5,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,118,000 | 74,877,000 | 74,460,000 | 73,188,000 |
| Total capital | 80,899,000 | 80,540,000 | 80,135,000 | 78,864,000 |
| Risk-weighted assets | 460,398,000 | 450,920,000 | 451,781,000 | 451,201,000 |