Call reports 2007
FIRST US BANK — 2007
What FIRST US BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 659,439,000 | 658,808,000 | 657,717,000 | 658,674,000 |
| Total loans | 457,933,000 | 451,152,000 | 442,427,000 | 436,123,000 |
| Allowance for loan losses | 7,786,000 | 10,379,000 | 11,630,000 | 8,535,000 |
| Securities available for sale | 116,156,000 | 135,572,000 | 133,342,000 | 144,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 478,804,000 | 485,551,000 | 486,801,000 | 478,645,000 |
| Interest-bearing deposits | 410,709,000 | 418,282,000 | 422,762,000 | 418,165,000 |
| Noninterest-bearing deposits | 68,095,000 | 67,269,000 | 64,039,000 | 60,480,000 |
| Equity capital | 88,102,000 | 82,366,000 | 79,306,000 | 79,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 15,129,000 | 30,334,000 | 45,411,000 | 59,959,000 |
| Interest expense | 4,630,000 | 9,478,000 | 14,577,000 | 19,464,000 |
| Net interest income | 10,499,000 | 20,856,000 | 30,834,000 | 40,495,000 |
| Noninterest income | 1,237,000 | 2,566,000 | 4,007,000 | 5,487,000 |
| Noninterest expense | 6,062,000 | 11,920,000 | 19,039,000 | 25,255,000 |
| Provision for loan losses | 1,041,000 | 10,904,000 | 17,690,000 | 21,152,000 |
| Pretax income | 4,633,000 | 595,000 | -1,887,000 | -529,000 |
| Income tax | 1,494,000 | 85,000 | -607,000 | -1,222,000 |
| Net income | 3,139,000 | 510,000 | -1,280,000 | 693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,234,000 | 80,450,000 | 76,477,000 | 75,498,000 |
| Total capital | 91,082,000 | 86,351,000 | 82,308,000 | 81,286,000 |
| Risk-weighted assets | 465,936,000 | 467,637,000 | 460,719,000 | 460,328,000 |