Call reports 2006
FIRST US BANK — 2006
What FIRST US BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 633,184,000 | 635,151,000 | 641,555,000 | 642,979,000 |
| Total loans | 448,730,000 | 445,924,000 | 442,765,000 | 449,238,000 |
| Allowance for loan losses | 7,662,000 | 7,779,000 | 7,522,000 | 7,664,000 |
| Securities available for sale | 121,337,000 | 123,397,000 | 122,033,000 | 119,256,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 436,338,000 | 451,856,000 | 450,782,000 | 450,259,000 |
| Interest-bearing deposits | 368,572,000 | 381,046,000 | 384,267,000 | 388,017,000 |
| Noninterest-bearing deposits | 67,766,000 | 70,810,000 | 66,515,000 | 62,242,000 |
| Equity capital | 86,254,000 | 86,371,000 | 88,837,000 | 90,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 14,158,000 | 28,739,000 | 43,706,000 | 59,194,000 |
| Interest expense | 3,429,000 | 7,298,000 | 11,520,000 | 15,992,000 |
| Net interest income | 10,729,000 | 21,441,000 | 32,186,000 | 43,202,000 |
| Noninterest income | 1,330,000 | 2,806,000 | 4,257,000 | 5,740,000 |
| Noninterest expense | 5,713,000 | 11,625,000 | 17,764,000 | 23,555,000 |
| Provision for loan losses | 815,000 | 1,790,000 | 2,553,000 | 3,726,000 |
| Pretax income | 5,535,000 | 10,832,000 | 16,126,000 | 21,661,000 |
| Income tax | 1,778,000 | 3,493,000 | 5,251,000 | 7,093,000 |
| Net income | 3,757,000 | 7,339,000 | 10,875,000 | 14,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,853,000 | 84,969,000 | 86,396,000 | 87,936,000 |
| Total capital | 89,609,000 | 90,682,000 | 92,044,000 | 93,650,000 |
| Risk-weighted assets | 458,765,000 | 455,089,000 | 450,073,000 | 455,206,000 |