Call reports 2005
FIRST US BANK — 2005
What FIRST US BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 600,817,000 | 601,925,000 | 621,041,000 | 619,983,000 |
| Total loans | 406,426,000 | 415,736,000 | 428,813,000 | 439,221,000 |
| Allowance for loan losses | 7,081,000 | 7,192,000 | 7,371,000 | 7,694,000 |
| Securities available for sale | 121,749,000 | 126,637,000 | 114,586,000 | 110,228,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 416,286,000 | 412,920,000 | 431,941,000 | 427,549,000 |
| Interest-bearing deposits | 356,465,000 | 350,507,000 | 353,563,000 | 362,826,000 |
| Noninterest-bearing deposits | 59,821,000 | 62,413,000 | 78,378,000 | 64,723,000 |
| Equity capital | 79,483,000 | 81,937,000 | 84,011,000 | 85,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 12,478,000 | 25,447,000 | 38,746,000 | 52,653,000 |
| Interest expense | 2,677,000 | 5,526,000 | 8,582,000 | 11,825,000 |
| Net interest income | 9,801,000 | 19,921,000 | 30,164,000 | 40,828,000 |
| Noninterest income | 1,174,000 | 2,506,000 | 3,995,000 | 5,297,000 |
| Noninterest expense | 5,274,000 | 11,215,000 | 16,837,000 | 22,718,000 |
| Provision for loan losses | 796,000 | 1,505,000 | 2,452,000 | 3,853,000 |
| Pretax income | 4,878,000 | 9,680,000 | 14,845,000 | 19,517,000 |
| Income tax | 1,509,000 | 2,644,000 | 4,010,000 | 5,578,000 |
| Net income | 3,369,000 | 7,036,000 | 10,835,000 | 13,939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,829,000 | 78,208,000 | 80,721,000 | 82,539,000 |
| Total capital | 81,065,000 | 83,536,000 | 86,227,000 | 88,174,000 |
| Risk-weighted assets | 417,047,000 | 424,411,000 | 438,621,000 | 448,747,000 |
Machine access — free, no API key
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