Call reports 2004
FIRST US BANK — 2004
What FIRST US BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 572,226,000 | 578,339,000 | 586,842,000 | 584,506,000 |
| Total loans | 382,658,000 | 388,670,000 | 402,934,000 | 403,983,000 |
| Allowance for loan losses | 6,915,000 | 6,998,000 | 6,932,000 | 7,061,000 |
| Securities available for sale | 135,635,000 | 135,357,000 | 129,440,000 | 121,852,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 387,666,000 | 389,858,000 | 389,769,000 | 401,970,000 |
| Interest-bearing deposits | 341,439,000 | 337,805,000 | 335,521,000 | 345,317,000 |
| Noninterest-bearing deposits | 46,227,000 | 52,053,000 | 54,248,000 | 56,653,000 |
| Equity capital | 72,705,000 | 73,565,000 | 76,445,000 | 78,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 12,060,000 | 24,201,000 | 36,711,000 | 49,401,000 |
| Interest expense | 2,500,000 | 4,993,000 | 7,568,000 | 10,209,000 |
| Net interest income | 9,560,000 | 19,208,000 | 29,143,000 | 39,192,000 |
| Noninterest income | 1,337,000 | 2,762,000 | 4,253,000 | 5,605,000 |
| Noninterest expense | 5,141,000 | 10,724,000 | 16,390,000 | 21,747,000 |
| Provision for loan losses | 661,000 | 1,450,000 | 2,650,000 | 3,724,000 |
| Pretax income | 5,066,000 | 9,724,000 | 14,284,000 | 19,288,000 |
| Income tax | 1,576,000 | 3,029,000 | 4,588,000 | 5,921,000 |
| Net income | 3,490,000 | 6,695,000 | 9,696,000 | 13,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,305,000 | 70,340,000 | 72,197,000 | 74,705,000 |
| Total capital | 73,390,000 | 75,534,000 | 77,539,000 | 80,074,000 |
| Risk-weighted assets | 404,954,000 | 413,703,000 | 425,748,000 | 427,893,000 |