Call reports 2003
FIRST US BANK — 2003
What FIRST US BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 544,348,000 | 540,034,000 | 558,072,000 | 565,942,000 |
| Total loans | 356,029,000 | 360,532,000 | 374,084,000 | 386,578,000 |
| Allowance for loan losses | 6,915,000 | 6,535,000 | 6,630,000 | 6,842,000 |
| Securities available for sale | 140,965,000 | 127,957,000 | 137,727,000 | 133,315,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 367,509,000 | 370,468,000 | 380,423,000 | 391,039,000 |
| Interest-bearing deposits | 320,998,000 | 325,185,000 | 334,808,000 | 341,633,000 |
| Noninterest-bearing deposits | 46,511,000 | 45,283,000 | 45,615,000 | 49,406,000 |
| Equity capital | 64,606,000 | 65,870,000 | 67,166,000 | 69,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 11,084,000 | 22,473,000 | 34,142,000 | 46,659,000 |
| Interest expense | 3,056,000 | 5,945,000 | 8,594,000 | 11,182,000 |
| Net interest income | 8,028,000 | 16,528,000 | 25,548,000 | 35,477,000 |
| Noninterest income | 1,204,000 | 2,488,000 | 3,820,000 | 5,215,000 |
| Noninterest expense | 4,974,000 | 10,081,000 | 15,469,000 | 20,595,000 |
| Provision for loan losses | 991,000 | 1,997,000 | 2,662,000 | 3,505,000 |
| Pretax income | 3,335,000 | 7,010,000 | 11,288,000 | 16,644,000 |
| Income tax | 954,000 | 2,060,000 | 3,367,000 | 5,005,000 |
| Net income | 2,381,000 | 4,950,000 | 7,921,000 | 11,639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,941,000 | 61,454,000 | 63,337,000 | 65,967,000 |
| Total capital | 65,202,000 | 66,758,000 | 68,181,000 | 70,956,000 |
| Risk-weighted assets | 419,185,000 | 423,096,000 | 385,764,000 | 397,271,000 |