Call reports 2002
FIRST US BANK — 2002
What FIRST US BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 531,689,000 | 520,408,000 | 540,045,000 | 533,033,000 |
| Total loans | 344,565,000 | 342,398,000 | 346,235,000 | 358,057,000 |
| Allowance for loan losses | 6,342,000 | 6,036,000 | 6,281,000 | 6,623,000 |
| Securities available for sale | 142,581,000 | 137,685,000 | 149,938,000 | 126,918,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 367,195,000 | 354,746,000 | 354,298,000 | 355,293,000 |
| Interest-bearing deposits | 324,072,000 | 313,296,000 | 310,887,000 | 314,160,000 |
| Noninterest-bearing deposits | 43,123,000 | 41,450,000 | 43,411,000 | 41,133,000 |
| Equity capital | 60,505,000 | 60,621,000 | 62,444,000 | 63,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 11,378,000 | 22,761,000 | 34,193,000 | 45,599,000 |
| Interest expense | 3,842,000 | 7,481,000 | 10,906,000 | 14,195,000 |
| Net interest income | 7,536,000 | 15,280,000 | 23,287,000 | 31,404,000 |
| Noninterest income | 961,000 | 2,005,000 | 3,112,000 | 4,518,000 |
| Noninterest expense | 4,752,000 | 9,385,000 | 13,974,000 | 19,387,000 |
| Provision for loan losses | 836,000 | 2,008,000 | 2,967,000 | 3,859,000 |
| Pretax income | 3,000,000 | 6,023,000 | 9,592,000 | 12,818,000 |
| Income tax | 836,000 | 1,664,000 | 2,644,000 | 3,589,000 |
| Net income | 2,164,000 | 4,359,000 | 6,948,000 | 9,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,656,000 | 55,664,000 | 57,294,000 | 58,616,000 |
| Total capital | 61,704,000 | 60,651,000 | 62,449,000 | 63,820,000 |
| Risk-weighted assets | 402,534,000 | 397,880,000 | 411,304,000 | 414,919,000 |