Call reports 2025
SANDY SPRING BANK — 2025
What SANDY SPRING BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 |
|---|---|
| Total assets | 13,765,535,000 |
| Total loans | 11,461,575,000 |
| Allowance for loan losses | 115,182,000 |
| Securities available for sale | 1,092,798,000 |
| Securities held to maturity | 211,183,000 |
| Trading assets | 0 |
| Total deposits | 11,322,359,000 |
| Interest-bearing deposits | 8,447,571,000 |
| Noninterest-bearing deposits | 2,874,788,000 |
| Equity capital | 1,842,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 |
|---|---|
| Interest income | 163,026,000 |
| Interest expense | 72,550,000 |
| Net interest income | 90,476,000 |
| Noninterest income | 18,781,000 |
| Noninterest expense | 90,025,000 |
| Provision for loan losses | 14,892,000 |
| Pretax income | 4,378,000 |
| Income tax | 2,289,000 |
| Net income | 2,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 |
|---|---|
| Tier 1 capital | 1,590,639,000 |
| Total capital | 1,702,421,000 |
| Risk-weighted assets | 11,393,213,000 |