Call reports 2019
SANDY SPRING BANK — 2019
What SANDY SPRING BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 8,315,733,000 | 8,385,118,000 | 8,425,052,000 | 8,616,347,000 |
| Total loans | 6,594,988,000 | 6,601,752,000 | 6,675,368,000 | 6,758,933,000 |
| Allowance for loan losses | 53,090,000 | 54,025,000 | 54,994,000 | 56,134,000 |
| Securities available for sale | 916,265,000 | 890,692,000 | 883,883,000 | 1,062,903,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,242,082,000 | 6,413,099,000 | 6,517,330,000 | 6,528,645,000 |
| Interest-bearing deposits | 4,428,363,000 | 4,389,474,000 | 4,435,884,000 | 4,636,582,000 |
| Noninterest-bearing deposits | 1,813,719,000 | 2,023,625,000 | 2,081,446,000 | 1,892,063,000 |
| Equity capital | 1,094,496,000 | 1,118,561,000 | 1,139,162,000 | 1,242,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 88,038,000 | 175,112,000 | 262,053,000 | 347,290,000 |
| Interest expense | 21,031,000 | 41,655,000 | 61,544,000 | 79,934,000 |
| Net interest income | 67,007,000 | 133,457,000 | 200,509,000 | 267,356,000 |
| Noninterest income | 16,802,000 | 33,347,000 | 51,910,000 | 71,086,000 |
| Noninterest expense | 43,705,000 | 87,262,000 | 131,814,000 | 177,419,000 |
| Provision for loan losses | -128,000 | 1,504,000 | 3,028,000 | 4,683,000 |
| Pretax income | 40,232,000 | 78,043,000 | 117,597,000 | 156,417,000 |
| Income tax | 9,461,000 | 18,525,000 | 28,187,000 | 37,163,000 |
| Net income | 30,771,000 | 59,518,000 | 89,410,000 | 119,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 749,270,000 | 768,550,000 | 788,879,000 | 894,661,000 |
| Total capital | 802,360,000 | 822,575,000 | 843,873,000 | 950,795,000 |
| Risk-weighted assets | 6,680,772,000 | 6,705,474,000 | 6,920,927,000 | 7,072,429,000 |