Call reports 2018
SANDY SPRING BANK — 2018
What SANDY SPRING BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 7,881,454,000 | 8,136,805,000 | 8,019,187,000 | 8,229,665,000 |
| Total loans | 6,090,036,000 | 6,290,072,000 | 6,420,541,000 | 6,594,407,000 |
| Allowance for loan losses | 46,930,000 | 48,493,000 | 50,409,000 | 53,487,000 |
| Securities available for sale | 966,994,000 | 932,716,000 | 916,593,000 | 927,217,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,651,469,000 | 5,857,120,000 | 5,921,746,000 | 5,938,023,000 |
| Interest-bearing deposits | 3,883,931,000 | 3,946,415,000 | 4,019,196,000 | 4,187,694,000 |
| Noninterest-bearing deposits | 1,767,538,000 | 1,910,704,000 | 1,902,550,000 | 1,750,329,000 |
| Equity capital | 1,012,063,000 | 1,024,762,000 | 1,041,121,000 | 1,066,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 75,361,000 | 153,819,000 | 238,051,000 | 323,520,000 |
| Interest expense | 12,184,000 | 26,559,000 | 42,919,000 | 62,004,000 |
| Net interest income | 63,177,000 | 127,260,000 | 195,132,000 | 261,516,000 |
| Noninterest income | 17,053,000 | 31,849,000 | 46,627,000 | 60,453,000 |
| Noninterest expense | 49,360,000 | 94,088,000 | 136,059,000 | 178,286,000 |
| Provision for loan losses | 1,997,000 | 3,730,000 | 5,620,000 | 9,023,000 |
| Pretax income | 28,936,000 | 61,354,000 | 100,225,000 | 134,850,000 |
| Income tax | 6,869,000 | 14,439,000 | 23,647,000 | 32,106,000 |
| Net income | 22,067,000 | 46,915,000 | 76,578,000 | 102,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 678,230,000 | 690,936,000 | 711,446,000 | 727,371,000 |
| Total capital | 725,160,000 | 739,429,000 | 761,855,000 | 780,858,000 |
| Risk-weighted assets | 6,210,203,000 | 6,353,494,000 | 6,442,185,000 | 6,662,125,000 |