Call report 2003Q4
SANDY SPRING BANK — 2003Q4
The 22 measures SANDY SPRING BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,326,807,000 | USD | evidence → |
| Total loans | 1,165,637,000 | USD | evidence → |
| Allowance for loan losses | 14,880,000 | USD | evidence → |
| Securities available for sale | 630,832,000 | USD | evidence → |
| Securities held to maturity | 337,634,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,569,223,000 | USD | evidence → |
| Interest-bearing deposits | 1,468,697,000 | USD | evidence → |
| Noninterest-bearing deposits | 100,526,000 | USD | evidence → |
| Equity capital | 180,800,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 112,155,000 | USD | evidence → |
| Interest expense | 37,315,000 | USD | evidence → |
| Net interest income | 74,840,000 | USD | evidence → |
| Noninterest income | 32,878,000 | USD | evidence → |
| Noninterest expense | 66,548,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 40,765,000 | USD | evidence → |
| Income tax | 9,266,000 | USD | evidence → |
| Net income | 31,499,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 157,198,000 | USD | evidence → |
| Total capital | 205,654,000 | USD | evidence → |
| Risk-weighted assets | 1,405,342,000 | USD | evidence → |