Call reports 2002
TRI STAR NATIONAL BANK — 2002
What TRI STAR NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 49,710,000 | 52,491,000 | 52,751,000 | 50,151,000 |
| Total loans | 28,450,000 | 28,683,000 | 31,011,000 | 30,331,000 |
| Allowance for loan losses | 287,000 | 293,000 | 297,000 | 302,000 |
| Securities available for sale | 8,142,000 | 9,526,000 | 12,659,000 | 11,210,000 |
| Securities held to maturity | 4,992,000 | 4,663,000 | 4,660,000 | 4,184,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,222,000 | 46,870,000 | 45,182,000 | 43,248,000 |
| Interest-bearing deposits | 32,160,000 | 34,441,000 | 32,696,000 | 31,303,000 |
| Noninterest-bearing deposits | 12,062,000 | 12,429,000 | 12,486,000 | 11,945,000 |
| Equity capital | 4,621,000 | 4,770,000 | 5,116,000 | 5,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 786,000 | 1,548,000 | 2,352,000 | 3,131,000 |
| Interest expense | 221,000 | 426,000 | 634,000 | 831,000 |
| Net interest income | 565,000 | 1,122,000 | 1,718,000 | 2,300,000 |
| Noninterest income | 171,000 | 346,000 | 622,000 | 790,000 |
| Noninterest expense | 596,000 | 1,158,000 | 1,753,000 | 2,275,000 |
| Provision for loan losses | 7,000 | 15,000 | 17,000 | 25,000 |
| Pretax income | 138,000 | 300,000 | 575,000 | 795,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 138,000 | 300,000 | 575,000 | 795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,524,000 | 4,560,000 | 4,766,000 | 4,947,000 |
| Total capital | 4,811,000 | 4,853,000 | 5,063,000 | 5,249,000 |
| Risk-weighted assets | 30,092,000 | 30,033,000 | 32,079,000 | 31,437,000 |