Call reports 2024
COMMUNITY BANK OF RAYMORE — 2024
What COMMUNITY BANK OF RAYMORE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 340,965,000 | 350,980,000 | 354,763,000 | 312,285,000 |
| Total loans | 100,437,000 | 100,584,000 | 100,895,000 | 99,509,000 |
| Allowance for loan losses | 1,083,000 | 866,000 | 872,000 | 832,000 |
| Securities available for sale | 198,529,000 | 194,753,000 | 197,368,000 | 169,212,000 |
| Securities held to maturity | 860,000 | 860,000 | 2,360,000 | 2,360,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,717,000 | 348,222,000 | 344,042,000 | 307,677,000 |
| Interest-bearing deposits | 254,139,000 | 242,051,000 | 236,065,000 | 238,681,000 |
| Noninterest-bearing deposits | 86,578,000 | 106,171,000 | 107,977,000 | 68,996,000 |
| Equity capital | -1,997,000 | 557,000 | 8,437,000 | 2,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,565,000 | 7,129,000 | 10,639,000 | 14,002,000 |
| Interest expense | 1,373,000 | 2,714,000 | 3,994,000 | 5,159,000 |
| Net interest income | 2,192,000 | 4,415,000 | 6,645,000 | 8,843,000 |
| Noninterest income | 1,741,000 | 3,493,000 | 5,161,000 | 6,822,000 |
| Noninterest expense | 2,146,000 | 4,418,000 | 6,821,000 | 9,619,000 |
| Provision for loan losses | 4,000 | 13,000 | 22,000 | 37,000 |
| Pretax income | 1,783,000 | 3,477,000 | 4,963,000 | 5,599,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,783,000 | 3,477,000 | 4,963,000 | 5,599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,135,000 | 32,047,000 | 32,751,000 | 32,605,000 |
| Total capital | 32,393,000 | 33,088,000 | 33,798,000 | 33,612,000 |
| Risk-weighted assets | 156,392,000 | 160,717,000 | 158,743,000 | 153,318,000 |