Call reports 2021
COMMUNITY BANK OF RAYMORE — 2021
What COMMUNITY BANK OF RAYMORE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 387,008,000 | 383,939,000 | 411,870,000 | 418,143,000 |
| Total loans | 133,338,000 | 131,553,000 | 126,614,000 | 110,663,000 |
| Allowance for loan losses | 1,833,000 | 1,841,000 | 1,848,000 | 1,852,000 |
| Securities available for sale | 191,939,000 | 199,926,000 | 213,398,000 | 231,970,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,436,000 | 352,323,000 | 383,200,000 | 394,715,000 |
| Interest-bearing deposits | 240,088,000 | 234,658,000 | 249,158,000 | 247,142,000 |
| Noninterest-bearing deposits | 115,348,000 | 117,665,000 | 134,042,000 | 147,573,000 |
| Equity capital | 21,948,000 | 25,609,000 | 26,787,000 | 21,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,677,000 | 5,052,000 | 7,207,000 | 9,314,000 |
| Interest expense | 81,000 | 161,000 | 237,000 | 309,000 |
| Net interest income | 2,596,000 | 4,891,000 | 6,970,000 | 9,005,000 |
| Noninterest income | 1,194,000 | 2,730,000 | 4,066,000 | 5,400,000 |
| Noninterest expense | 1,623,000 | 3,305,000 | 4,944,000 | 9,286,000 |
| Provision for loan losses | 0 | 8,000 | 11,000 | 15,000 |
| Pretax income | 2,244,000 | 4,388,000 | 6,198,000 | 5,221,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,244,000 | 4,388,000 | 6,198,000 | 5,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,139,000 | 24,446,000 | 25,419,000 | 23,541,000 |
| Total capital | 24,972,000 | 26,287,000 | 27,267,000 | 25,393,000 |
| Risk-weighted assets | 189,726,000 | 188,652,000 | 184,681,000 | 170,382,000 |