Call reports 2020
COMMUNITY BANK OF RAYMORE — 2020
What COMMUNITY BANK OF RAYMORE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 290,741,000 | 323,699,000 | 333,577,000 | 361,927,000 |
| Total loans | 145,501,000 | 165,456,000 | 159,770,000 | 140,080,000 |
| Allowance for loan losses | 1,811,000 | 1,816,000 | 1,822,000 | 1,829,000 |
| Securities available for sale | 98,988,000 | 118,365,000 | 120,051,000 | 183,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,408,000 | 279,452,000 | 290,204,000 | 321,042,000 |
| Interest-bearing deposits | 187,165,000 | 195,810,000 | 198,422,000 | 219,424,000 |
| Noninterest-bearing deposits | 77,243,000 | 83,642,000 | 91,782,000 | 101,618,000 |
| Equity capital | 24,661,000 | 27,719,000 | 26,764,000 | 25,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,345,000 | 5,455,000 | 7,749,000 | 9,935,000 |
| Interest expense | 254,000 | 337,000 | 447,000 | 533,000 |
| Net interest income | 2,091,000 | 5,118,000 | 7,302,000 | 9,402,000 |
| Noninterest income | 1,411,000 | 2,715,000 | 4,048,000 | 5,261,000 |
| Noninterest expense | 1,750,000 | 3,450,000 | 5,347,000 | 9,100,000 |
| Provision for loan losses | 3,000 | 5,000 | 7,000 | 10,000 |
| Pretax income | 1,753,000 | 4,467,000 | 6,093,000 | 5,650,000 |
| Income tax | 0 | 0 | 3,000 | 0 |
| Net income | 1,753,000 | 4,467,000 | 6,090,000 | 5,650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,498,000 | 23,480,000 | 22,905,000 | 21,733,000 |
| Total capital | 23,309,000 | 25,296,000 | 24,727,000 | 23,562,000 |
| Risk-weighted assets | 184,324,000 | 200,563,000 | 176,869,000 | 193,318,000 |