Call reports 2019
COMMUNITY BANK OF RAYMORE — 2019
What COMMUNITY BANK OF RAYMORE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 264,096,000 | 257,575,000 | 271,395,000 | 269,093,000 |
| Total loans | 138,103,000 | 145,477,000 | 145,087,000 | 142,743,000 |
| Allowance for loan losses | 1,856,000 | 1,868,000 | 1,874,000 | 1,817,000 |
| Securities available for sale | 86,136,000 | 80,159,000 | 78,490,000 | 86,209,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,629,000 | 233,074,000 | 246,240,000 | 245,270,000 |
| Interest-bearing deposits | 116,310,000 | 170,547,000 | 171,217,000 | 177,320,000 |
| Noninterest-bearing deposits | 125,319,000 | 62,527,000 | 75,023,000 | 67,950,000 |
| Equity capital | 20,688,000 | 22,881,000 | 23,414,000 | 22,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,413,000 | 4,828,000 | 7,323,000 | 9,694,000 |
| Interest expense | 371,000 | 765,000 | 1,124,000 | 1,429,000 |
| Net interest income | 2,042,000 | 4,063,000 | 6,199,000 | 8,265,000 |
| Noninterest income | 2,152,000 | 3,754,000 | 4,261,000 | 5,929,000 |
| Noninterest expense | 1,862,000 | 3,664,000 | 5,421,000 | 9,715,000 |
| Provision for loan losses | 6,000 | 11,000 | 20,000 | 31,000 |
| Pretax income | 2,326,000 | 4,145,000 | 5,022,000 | 4,451,000 |
| Income tax | 0 | 13,000 | 13,000 | 13,000 |
| Net income | 2,326,000 | 4,132,000 | 5,009,000 | 4,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,599,000 | 21,673,000 | 21,818,000 | 20,478,000 |
| Total capital | 22,455,000 | 23,541,000 | 23,692,000 | 22,295,000 |
| Risk-weighted assets | 176,089,000 | 181,125,000 | 180,479,000 | 177,300,000 |