Call reports 2016
COMMUNITY BANK OF RAYMORE — 2016
What COMMUNITY BANK OF RAYMORE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 196,225,000 | 200,103,000 | 206,994,000 | 216,048,000 |
| Total loans | 127,162,000 | 132,364,000 | 132,459,000 | 130,281,000 |
| Allowance for loan losses | 1,737,000 | 1,912,000 | 1,918,000 | 1,925,000 |
| Securities available for sale | 42,081,000 | 43,218,000 | 50,615,000 | 57,843,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,094,000 | 182,478,000 | 189,231,000 | 199,796,000 |
| Interest-bearing deposits | 140,997,000 | 145,733,000 | 146,036,000 | 152,405,000 |
| Noninterest-bearing deposits | 37,097,000 | 36,745,000 | 43,195,000 | 47,391,000 |
| Equity capital | 17,004,000 | 16,425,000 | 16,428,000 | 15,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,546,000 | 3,138,000 | 4,758,000 | 6,427,000 |
| Interest expense | 97,000 | 191,000 | 294,000 | 394,000 |
| Net interest income | 1,449,000 | 2,947,000 | 4,464,000 | 6,033,000 |
| Noninterest income | 1,525,000 | 2,921,000 | 4,268,000 | 5,751,000 |
| Noninterest expense | 2,053,000 | 4,158,000 | 6,449,000 | 9,124,000 |
| Provision for loan losses | 0 | 8,000 | 11,000 | 17,000 |
| Pretax income | 925,000 | 1,735,000 | 2,306,000 | 2,677,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 924,000 | 1,734,000 | 2,305,000 | 2,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,903,000 | 16,149,000 | 16,180,000 | 16,012,000 |
| Total capital | 18,640,000 | 18,061,000 | 18,098,000 | 17,937,000 |
| Risk-weighted assets | 150,151,000 | 156,210,000 | 158,273,000 | 156,943,000 |