Call reports 2015
COMMUNITY BANK OF RAYMORE — 2015
What COMMUNITY BANK OF RAYMORE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 191,409,000 | 186,766,000 | 183,513,000 | 195,500,000 |
| Total loans | 122,800,000 | 124,636,000 | 124,854,000 | 126,480,000 |
| Allowance for loan losses | 1,243,000 | 1,301,000 | 1,324,000 | 1,722,000 |
| Securities available for sale | 42,021,000 | 40,666,000 | 39,931,000 | 41,354,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,416,000 | 170,689,000 | 167,252,000 | 178,477,000 |
| Interest-bearing deposits | 143,739,000 | 139,720,000 | 137,980,000 | 146,476,000 |
| Noninterest-bearing deposits | 30,677,000 | 30,969,000 | 29,272,000 | 32,001,000 |
| Equity capital | 16,000,000 | 14,935,000 | 15,060,000 | 16,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,439,000 | 2,820,000 | 4,305,000 | 5,782,000 |
| Interest expense | 93,000 | 185,000 | 277,000 | 373,000 |
| Net interest income | 1,346,000 | 2,635,000 | 4,028,000 | 5,409,000 |
| Noninterest income | 1,774,000 | 3,282,000 | 4,897,000 | 7,365,000 |
| Noninterest expense | 2,191,000 | 4,533,000 | 6,990,000 | 8,968,000 |
| Provision for loan losses | 290,000 | 293,000 | 301,000 | 310,000 |
| Pretax income | 641,000 | 1,094,000 | 1,637,000 | 3,500,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 4,000 |
| Net income | 640,000 | 1,092,000 | 1,634,000 | 3,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,096,000 | 15,332,000 | 15,131,000 | 16,250,000 |
| Total capital | 17,339,000 | 16,633,000 | 16,455,000 | 17,972,000 |
| Risk-weighted assets | 142,026,000 | 143,633,000 | 144,288,000 | 149,348,000 |