Call reports 2014
COMMUNITY BANK OF RAYMORE — 2014
What COMMUNITY BANK OF RAYMORE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 182,459,000 | 180,893,000 | 177,700,000 | 183,848,000 |
| Total loans | 117,848,000 | 121,452,000 | 123,658,000 | 121,703,000 |
| Allowance for loan losses | 2,083,000 | 2,277,000 | 1,911,000 | 944,000 |
| Securities available for sale | 42,561,000 | 42,414,000 | 41,522,000 | 38,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,801,000 | 165,237,000 | 161,198,000 | 168,155,000 |
| Interest-bearing deposits | 138,560,000 | 136,601,000 | 131,881,000 | 139,422,000 |
| Noninterest-bearing deposits | 29,241,000 | 28,636,000 | 29,317,000 | 28,733,000 |
| Equity capital | 13,929,000 | 14,824,000 | 15,543,000 | 14,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,367,000 | 2,801,000 | 4,250,000 | 5,702,000 |
| Interest expense | 101,000 | 200,000 | 301,000 | 394,000 |
| Net interest income | 1,266,000 | 2,601,000 | 3,949,000 | 5,308,000 |
| Noninterest income | 2,129,000 | 3,777,000 | 5,460,000 | 7,044,000 |
| Noninterest expense | 1,923,000 | 4,059,000 | 6,003,000 | 8,974,000 |
| Provision for loan losses | 149,000 | 204,000 | 211,000 | 823,000 |
| Pretax income | 1,323,000 | 2,115,000 | 3,195,000 | 2,548,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 4,000 |
| Net income | 1,322,000 | 2,113,000 | 3,192,000 | 2,544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,264,000 | 15,544,000 | 16,141,000 | 15,010,000 |
| Total capital | 17,023,000 | 17,330,000 | 17,920,000 | 15,954,000 |
| Risk-weighted assets | 140,421,000 | 142,389,000 | 142,129,000 | 142,456,000 |