Call reports 2013
COMMUNITY BANK OF RAYMORE — 2013
What COMMUNITY BANK OF RAYMORE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 174,460,000 | 174,351,000 | 174,643,000 | 175,282,000 |
| Total loans | 99,296,000 | 102,583,000 | 104,938,000 | 113,008,000 |
| Allowance for loan losses | 1,333,000 | 1,499,000 | 1,977,000 | 2,137,000 |
| Securities available for sale | 52,610,000 | 49,427,000 | 49,461,000 | 43,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,038,000 | 160,236,000 | 158,191,000 | 162,017,000 |
| Interest-bearing deposits | 136,140,000 | 136,790,000 | 130,804,000 | 135,440,000 |
| Noninterest-bearing deposits | 22,898,000 | 23,446,000 | 27,387,000 | 26,577,000 |
| Equity capital | 14,685,000 | 13,359,000 | 12,781,000 | 12,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,360,000 | 2,685,000 | 4,014,000 | 5,361,000 |
| Interest expense | 162,000 | 308,000 | 440,000 | 560,000 |
| Net interest income | 1,198,000 | 2,377,000 | 3,574,000 | 4,801,000 |
| Noninterest income | 1,170,000 | 2,864,000 | 4,376,000 | 5,939,000 |
| Noninterest expense | 1,779,000 | 3,646,000 | 5,261,000 | 7,425,000 |
| Provision for loan losses | 175,000 | 338,000 | 812,000 | 970,000 |
| Pretax income | 400,000 | 1,273,000 | 1,893,000 | 2,291,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 4,000 |
| Net income | 399,000 | 1,271,000 | 1,890,000 | 2,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,084,000 | 14,174,000 | 14,411,000 | 14,425,000 |
| Total capital | 15,417,000 | 15,673,000 | 16,013,000 | 16,099,000 |
| Risk-weighted assets | 117,513,000 | 124,466,000 | 127,006,000 | 133,437,000 |