Call reports 2012
COMMUNITY BANK OF RAYMORE — 2012
What COMMUNITY BANK OF RAYMORE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 173,118,000 | 171,997,000 | 169,711,000 | 180,580,000 |
| Total loans | 108,465,000 | 106,845,000 | 100,763,000 | 98,511,000 |
| Allowance for loan losses | 1,118,000 | 1,202,000 | 1,273,000 | 1,157,000 |
| Securities available for sale | 43,547,000 | 49,910,000 | 50,626,000 | 61,604,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,065,000 | 156,133,000 | 153,394,000 | 160,125,000 |
| Interest-bearing deposits | 132,850,000 | 133,811,000 | 130,634,000 | 137,777,000 |
| Noninterest-bearing deposits | 24,215,000 | 22,322,000 | 22,760,000 | 22,348,000 |
| Equity capital | 15,098,000 | 14,912,000 | 15,315,000 | 14,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,571,000 | 3,091,000 | 4,597,000 | 6,025,000 |
| Interest expense | 267,000 | 490,000 | 674,000 | 853,000 |
| Net interest income | 1,304,000 | 2,601,000 | 3,923,000 | 5,172,000 |
| Noninterest income | 1,315,000 | 2,357,000 | 3,555,000 | 4,860,000 |
| Noninterest expense | 1,857,000 | 3,679,000 | 5,534,000 | 7,470,000 |
| Provision for loan losses | 66,000 | 128,000 | 196,000 | 568,000 |
| Pretax income | 750,000 | 1,461,000 | 2,060,000 | 2,453,000 |
| Income tax | 3,000 | 4,000 | 5,000 | 6,000 |
| Net income | 747,000 | 1,457,000 | 2,055,000 | 2,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,986,000 | 13,842,000 | 14,057,000 | 13,967,000 |
| Total capital | 15,104,000 | 15,044,000 | 15,330,000 | 15,124,000 |
| Risk-weighted assets | 125,826,000 | 123,388,000 | 117,884,000 | 117,948,000 |