Call reports 2011
COMMUNITY BANK OF RAYMORE — 2011
What COMMUNITY BANK OF RAYMORE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 164,559,000 | 161,381,000 | 165,181,000 | 163,310,000 |
| Total loans | 101,038,000 | 113,043,000 | 113,385,000 | 109,906,000 |
| Allowance for loan losses | 798,000 | 1,014,000 | 919,000 | 1,045,000 |
| Securities available for sale | 31,902,000 | 26,276,000 | 29,299,000 | 38,609,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,617,000 | 145,744,000 | 149,139,000 | 148,361,000 |
| Interest-bearing deposits | 127,991,000 | 122,178,000 | 123,118,000 | 123,744,000 |
| Noninterest-bearing deposits | 21,626,000 | 23,566,000 | 26,021,000 | 24,617,000 |
| Equity capital | 14,155,000 | 14,779,000 | 15,213,000 | 14,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,502,000 | 3,102,000 | 4,751,000 | 6,373,000 |
| Interest expense | 317,000 | 613,000 | 899,000 | 1,170,000 |
| Net interest income | 1,185,000 | 2,489,000 | 3,852,000 | 5,203,000 |
| Noninterest income | 924,000 | 1,961,000 | 3,215,000 | 4,228,000 |
| Noninterest expense | 1,517,000 | 3,084,000 | 4,628,000 | 6,377,000 |
| Provision for loan losses | 53,000 | 166,000 | 402,000 | 1,163,000 |
| Pretax income | 539,000 | 1,200,000 | 2,065,000 | 1,919,000 |
| Income tax | 5,000 | 1,000 | 4,000 | 6,000 |
| Net income | 534,000 | 1,199,000 | 2,061,000 | 1,913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,147,000 | 13,381,000 | 13,811,000 | 13,221,000 |
| Total capital | 13,945,000 | 14,395,000 | 14,730,000 | 14,266,000 |
| Risk-weighted assets | 116,840,000 | 128,036,000 | 127,155,000 | 124,482,000 |