Call reports 2009
COMMUNITY BANK OF RAYMORE — 2009
What COMMUNITY BANK OF RAYMORE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 116,504,000 | 116,667,000 | 114,495,000 | 124,213,000 |
| Total loans | 86,301,000 | 86,967,000 | 89,337,000 | 90,746,000 |
| Allowance for loan losses | 757,000 | 770,000 | 787,000 | 803,000 |
| Securities available for sale | 14,317,000 | 14,385,000 | 13,936,000 | 19,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,524,000 | 106,462,000 | 103,219,000 | 111,011,000 |
| Interest-bearing deposits | 91,550,000 | 92,164,000 | 89,465,000 | 96,778,000 |
| Noninterest-bearing deposits | 14,974,000 | 14,298,000 | 13,754,000 | 14,233,000 |
| Equity capital | 9,245,000 | 9,482,000 | 9,822,000 | 12,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,219,000 | 2,437,000 | 3,707,000 | 5,015,000 |
| Interest expense | 428,000 | 776,000 | 1,109,000 | 1,423,000 |
| Net interest income | 791,000 | 1,661,000 | 2,598,000 | 3,592,000 |
| Noninterest income | 760,000 | 1,427,000 | 2,122,000 | 2,825,000 |
| Noninterest expense | 1,357,000 | 2,641,000 | 3,969,000 | 5,355,000 |
| Provision for loan losses | 20,000 | 40,000 | 59,000 | 79,000 |
| Pretax income | 174,000 | 407,000 | 692,000 | 983,000 |
| Income tax | -8,000 | -3,000 | 3,000 | 8,000 |
| Net income | 182,000 | 410,000 | 689,000 | 975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,037,000 | 9,265,000 | 9,545,000 | 12,430,000 |
| Total capital | 9,794,000 | 10,035,000 | 10,332,000 | 13,233,000 |
| Risk-weighted assets | 95,071,000 | 96,968,000 | 97,750,000 | 101,493,000 |